Group Insurance

group benefits plans

Customizable group benefits plans

We are happy to work with you to customize your benefits program and still maintain reasonable costs for you as the employer.

Prescription Plan

You can support the health and well being of your employees, decrease stress and still manage costs with:

E

Drug plan

E

Specialty drug care

E

Prior authorization

E

Preferred pharmacy networks

E

Setting reasonable and customary limits on dispensing fees

E

Mandatory generic substitutions

Dental Plan

You can customize your plan:

E

Basic and supplemental services (cleanings, fillings, x-rays)

E

Dentures

E

Major restorative services

E

Deductibles and maximums

Extended Health Care – Options include

E

Vision

E

Chiropractic

E

Massage care

E

Other professional services

Additional Options

E

Health Spending Account

E

Personal Spending Account

Health spending accounts offer the opportunity to avoid fixing costs for products or services your employees may not use, but still offering them the flexibility to customize their group benefits plan.  Some of these could include the offer of personal insurance, the ability for the members to purchase their own insurance (including family members), and to make their coverage portable.